A Non-Custodial Corporate Stablecoin Wallet for Canadian Businesses
ATM Token Financial's Corporate Wallet gives eligible Canadian businesses a practical way to hold, send and receive stablecoins for B2B payments. Your business controls the wallet and its keys. When you need to move between stablecoins and Canadian dollars or other fiat currencies, conversion and settlement go through our regulated banking and payment partners. Fiat payment services in other jurisdictions are provided through licensed third-party partners.
What the Corporate Wallet does
The Corporate Wallet is built for finance teams that want to use stablecoins in day-to-day business payments:
• Hold, send and receive USDC.
• Hold, send and receive EURC.
• Convert between fiat and stablecoins through a web-based platform, with settlement to your company wallet or a linked bank account via our banking and payment partners, where available.
• Pay and get paid by suppliers, customers and partners who accept USDC or EURC.
Supported currencies and corridors vary. Some corridors are available by custom quote, and fees are available on request.
Non-custodial: your business holds the keys
A non-custodial wallet means your business, not ATM Token Financial, controls the private keys and the funds in the wallet. ATM Token Financial does not hold or transmit client funds within the wallet. That gives your finance team direct control over its stablecoin balances, and it also means your team is responsible for safeguarding wallet access and recovery credentials. Because we do not hold your keys, ATM Token Financial cannot recover lost keys or recovery phrases, or reverse a transfer once it is sent.
Fiat conversion and settlement through regulated partners
Moving between stablecoins and fiat is handled by third-party partners, including regulated banking and payment partners and anchors on the Stellar network. Fiat payment services in other jurisdictions are provided through licensed third-party partners. These on- and off-ramps are subject to each partner's terms, KYB and eligibility requirements, and fiat legs run on banking days.
Who it's for
The Corporate Wallet is for incorporated businesses only. It is available to eligible Canadian businesses after KYB (Know Your Business) verification, including verification of directors and beneficial owners and jurisdiction and sanctions checks. We do not offer it to individuals.
How onboarding works
1. Book a Discovery Call. Tell us how your business pays and gets paid today.
2. Complete KYB. We verify your business, its directors and beneficial owners, and its intended use, and run jurisdiction and sanctions checks. Onboarding is subject to approval.
3. Set up your wallet. Your team creates the wallet and takes control of its keys.
4. Connect fiat rails. Link a bank account and enable conversion through our partners, where eligible.
Know the risks
USDC and EURC are stablecoins issued by third parties. They are not legal tender or bank deposits, are not insured by CDIC, and can lose their peg to the U.S. dollar or euro. Stablecoins also carry issuer, reserve and technology risks. Blockchain transfers are generally final and can't be reversed. USDC and EURC settlement can run 24/7; fiat deposits and withdrawals run on banking days. Services are available to eligible incorporated businesses only and are subject to KYB, jurisdiction and sanctions checks. Fees are available on request. This is general information, not financial, investment or legal advice, and not an offer of securities.
Frequently asked questions
What is a corporate stablecoin wallet?
It is a business-owned digital wallet for holding, sending and receiving stablecoins such as USDC, used for B2B payments rather than investing.
Is the Corporate Wallet custodial?
No. It is a non-custodial wallet for businesses: your company controls the keys, and ATM Token Financial does not hold client funds within the wallet.
Which stablecoins are supported?
USDC and EURC are supported. Supported currencies and corridors can vary.
How do we convert between stablecoins and Canadian dollars?
Fiat conversion and settlement go through our regulated banking and payment partners. Fiat deposits and withdrawals run on banking days.
Who can open a Corporate Wallet?
Eligible incorporated Canadian businesses that complete KYB verification, including jurisdiction and sanctions checks. The service is not available to individuals.
What does it cost?
Fees depend on your payment flows and corridors and are available on request. Some corridors are available by custom quote.
See whether the Corporate Wallet fits your payment workflow.
Book a Discovery Call with our team to walk through your use case, eligibility and next steps.